
Educação
Boleto vencido poderá ser pago em qualquer banco
A partir deste mês, o novo sistema para pagamentos de boletos começa a funcionar. Com o sistema, o boleto, mesmo vencido, poderá ser pago em qualquer banco.
Além disso, o cálculo de juros e multa do boleto atrasado será feito automaticamente, o que reduzirá a necessidade de ir a um guichê de caixa e eliminará a possibilidade de erros no cálculo.
O diretor adjunto de Operações da Febraban, Walter Tadeu, diz que a nova plataforma vem sendo desenvolvida desde o ano passado, devido ao elevado número de fraudes em boletos. “A Nova Plataforma vai trazer mais segurança”, disse. Ele acrescentou que o sistema atual tem mais de 20 anos de existência.
Tadeu explicou que as informações de todos os boletos emitidos pelos bancos estarão nessa nova plataforma única, criada pela federação em parceria com a rede bancária.
Na hora de pagar o boleto, esses dados serão checados na plataforma. Se houver divergência de informações, o pagamento não será autorizado e o consumidor só poderá pagar o boleto no banco que emitiu a cobrança, uma vez que somente essa instituição terá condições de fazer as checagens necessárias.
A Febraban defende que a nova plataforma vai reduzir fraudes na emissão de boletos de condomínios, escolas e seguradoras, por exemplo.
A federação lembra que quadrilhas enviam boletos falsos às casas, que acabam sendo pagos como se fossem verdadeiros, gerando prejuízos. Há também casos de sites maliciosos que emitem “segundas vias” com informações fraudulentas, além de vírus instalados em computadores.
O diretor adjunto não soube dizer se os boletos emitidos com esse novo sistema custará mais caro para as empresas que contratam esse serviço dos bancos.
Ele disse que como se trata de uma polícia de cada banco, a Febraban não pode comentar sobre o assunto.
Cronograma
A implantação da nova plataforma seguirá um cronograma: a partir de 10 de julho, para boletos acima de R$ 50 mil; 11 de setembro, superior a R$ 2 mil; 13 de novembro, acima de R$ 200; e em 11 de dezembro, todos os boletos. Segundo o diretor adjunto, esse cronograma é necessário para evitar falhas no sistema.
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